Due to repeated concerns regarding rent payments, mortgages, freelancers and consumer protection, we provide you with a link to Royal Decree-Law 11/2020, of March 31, which adopts urgent complementary measures in the social and economic field to deal with COVID-19.
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Summary of the most consulted chapters and sections that are reflected in Royal Decree-Law 11/2020, of March 31.
Chapter 1
Regulates a comprehensive package of measures to support workers, consumers, families and the most vulnerable groups to alleviate their financial situation and to have a minimum income and contribute to the alleviation of their fixed expenses is one of the priorities strategic measures of the Government, especially relevant in the current circumstances, being of special importance the adoption of measures that ensure that they are not left in a situation of exclusion as a consequence of the health crisis of COVID-19.
Section 1. Measures directed at vulnerable families and groups.
Article 1. Suspension of the eviction procedure and of the launches for vulnerable homes without housing alternatives.
Article 2. Extraordinary extension of the leases of habitual residence.
Article 3. Moratorium on rental debt.
Article 4. Automatic application of the moratorium on the rental debt in the case of large holders and companies or public housing entities.
Article 5. Definition of the situation of economic vulnerability for the purpose of obtaining moratoriums or aid in relation to the rental income of the habitual residence.
Article 8. Exceptional and transitory modification of the contractual conditions of the lease in the case of lessors not included among those included in article 4 as a consequence of the economic and social impact of COVID-19.
Article 9. Approval of a line of guarantees for the coverage by the State of financing to tenants in situations of social and economic vulnerability as a consequence of the expansion of COVID-19.
Article 10. New aid program to help minimize the economic and social impact of COVID-19 on regular home rentals.
Article 11. Replacing the program to help people in a situation of eviction or launching their usual home with the new program to help victims of gender-based violence, people evicted from their usual home, homeless people and others especially vulnerable regulated in the following article.
Article 12. Modification of the program to promote the rental housing stock.
Article 16. Definition of economic vulnerability to the effects of the mortgage moratorium and the non-mortgage financing credit.
Article 19. Moratorium on mortgage debt.
Article 28. Right to receive the social bonus by self-employed workers who have ceased their activity or have reduced their turnover as a consequence of COVID-19.
Article 30. Beneficiaries of the extraordinary subsidy for lack of activity for people integrated into the Special System of Household Employees of the General Social Security Regime.
Article 33. Exceptional unemployment benefit due to the end of a temporary contract.
Section 2. Support measures for the self-employed.
Section 3. Consumer protection measures.